:root{--navy:#163a5f;--blue:#245c8a;--light:#f4f7fa;--gold:#d9a441;--text:#243447;--muted:#66788a;--border:#d8e0e8;--white:#fff;--green:#2f6f4e;--shadow:0 10px 30px rgba(22,58,95,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.topbar{background:#0f2c49;color:#fff;font-size:14px;padding:8px 0}.container{width:min(1180px,calc(100% - 32px));margin:auto}.topbar .container,.header-inner,.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:20px}.site-header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50}.header-inner{min-height:76px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:700}.brand-mark{width:44px;height:44px;border-radius:8px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;display:grid;place-items:center;font-size:20px}.brand small{display:block;color:var(--muted);font-weight:400;font-size:12px}.nav{display:flex;gap:20px;align-items:center}.nav a{color:#294052;font-weight:600;font-size:14px}.menu-btn{display:none;border:1px solid var(--border);background:#fff;padding:8px 10px;border-radius:6px}.hero{background:linear-gradient(rgba(15,44,73,.86),rgba(22,58,95,.86)),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1600&q=80') center/cover;color:#fff;padding:86px 0}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}.eyebrow{display:inline-block;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.2);padding:6px 10px;border-radius:999px;font-size:13px;margin-bottom:14px}.hero h1{font-size:46px;line-height:1.12;margin:0 0 18px}.hero p{font-size:18px;color:#e5edf5;max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;padding:12px 18px;border-radius:7px;font-weight:700;border:1px solid transparent}.btn-primary{background:var(--gold);color:#1f2b36}.btn-secondary{border-color:rgba(255,255,255,.5);color:#fff;background:rgba(255,255,255,.06)}.lookup-card{background:#fff;color:var(--text);padding:24px;border-radius:12px;box-shadow:var(--shadow)}.lookup-card h3{margin-top:0;color:var(--navy)}.field{margin-bottom:14px}.field label{display:block;font-size:13px;font-weight:700;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid var(--border);border-radius:6px;background:#fff}.lookup-card .btn{width:100%;text-align:center;background:var(--navy);color:#fff}.notice{padding:14px 16px;border-left:4px solid var(--gold);background:#fff9eb;border-radius:6px;margin-top:14px;font-size:14px}.section{padding:68px 0}.section.alt{background:var(--light)}.section-title{text-align:center;max-width:780px;margin:0 auto 36px}.section-title h2{margin:0 0 10px;color:var(--navy);font-size:32px}.section-title p{margin:0;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:24px;box-shadow:0 5px 18px rgba(22,58,95,.04)}.card h3{margin:8px 0 8px;color:var(--navy)}.icon{width:42px;height:42px;border-radius:8px;background:#eaf1f7;color:var(--navy);display:grid;place-items:center;font-weight:800}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{background:#fff;border:1px solid var(--border);padding:20px;border-radius:10px}.step:before{counter-increment:step;content:counter(step);width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:700;margin-bottom:12px}.info-strip{background:var(--navy);color:#fff;padding:28px 0}.info-strip .container{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.info-strip strong{display:block;font-size:15px}.info-strip span{color:#dbe6f0;font-size:14px}.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:32px}.content-card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:28px}.content-card h1,.content-card h2{color:var(--navy)}.sidebar-box{background:var(--light);border:1px solid var(--border);border-radius:10px;padding:22px;margin-bottom:20px}.footer{background:#102a44;color:#dbe6f0;padding:46px 0 20px}.footer-grid{align-items:flex-start;display:grid;grid-template-columns:1.3fr repeat(3,1fr)}.footer h4{color:#fff;margin-top:0}.footer a{color:#dbe6f0;display:block;margin:7px 0;font-size:14px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:13px;color:#b8c8d8}.page-hero{background:var(--light);padding:52px 0;border-bottom:1px solid var(--border)}.page-hero h1{color:var(--navy);font-size:38px;margin:0 0 8px}.breadcrumbs{font-size:14px;color:var(--muted)}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse}.table th,.table td{padding:12px;border-bottom:1px solid var(--border);text-align:left}.table th{background:#eef3f7;color:var(--navy)}.badge{display:inline-block;padding:4px 8px;background:#eaf4ee;color:var(--green);border-radius:999px;font-size:12px;font-weight:700}.contact-list{list-style:none;padding:0}.contact-list li{margin:10px 0}.small{font-size:13px;color:var(--muted)}@media(max-width:900px){.nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px 24px;border-bottom:1px solid var(--border);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.menu-btn{display:block}.hero-grid,.content-grid{grid-template-columns:1fr}.hero h1{font-size:36px}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.info-strip .container{grid-template-columns:1fr}.topbar .container{display:block}.topbar .container span:last-child{display:none}}@media(max-width:600px){.cards,.steps,.footer-grid{grid-template-columns:1fr}.hero{padding:58px 0}.hero h1{font-size:30px}.section{padding:48px 0}.page-hero h1{font-size:30px}.brand div:last-child{font-size:14px}}